2025 Year End Tax Planning Tips

As 2025 winds down, it’s the perfect time to review your financial situation and make strategic moves that could benefit your 2025 tax return and set you up for a strong start in 2026. Here are some key considerations to keep in mind:

Capital Gains & Losses

While the proposed changes to capital gains inclusion rates have been shelved indefinitely*, it’s still wise to review your non-registered investments, both personally and corporately. If you anticipate needing income in 2026, consider triggering gains or losses now to optimize your marginal tax rate both for this year and the next.

Open an FHSA, Even If You’re Not Ready to Contribute

Looking to start saving for your first home? Opening a First Home Savings Account (FHSA) in 2025, even without contributing, provides you with the current year contribution limit of $8,000, allowing you to pump up your savings to $16,000 of contribution room in 2026.

Home Buyers’ Plan RRSP Withdrawals

Planning to use your RRSP for a first-time home purchase? Make your eligible withdrawal before December 31, 2025 to benefit from the enhanced temporary* repayment relief period. Withdrawals made between January 1, 2022, and December 31, 2025, enjoy an extra three-year grace period before repayments begin.

Turning 71 This Year? Time to Convert Your RRSP

If you turned 71 in 2025, you must convert your RRSP to a RRIF by year-end. Mandatory minimum withdrawals will begin next year.

TFSA Withdrawal Timing Matters

Thinking of withdrawing from your TFSA early in 2026? Remember, any amount you withdraw is added back to your contribution room January 1 of the following calendar year. If you plan to recontribute, consider withdrawing before December 31 to avoid potential overcontribution penalties in 2026.

RESP Withdrawals for Post-Secondary Students

If your child started post-secondary studies this year, you can make a second RESP withdrawal in 2025 provided the first withdrawal was at least 13 weeks prior. This can help manage your student’s taxable income from withdrawals of grants and growth. Also, consider making a withdrawal before year-end rather than in 2026 if your student is finishing their studies in Winter 2026 so as to capture the taxation in 2025 rather than when they will likely earn more taxable income in their year of graduation.

Maximize RDSP Contributions

If you or your child has a Registered Disability Savings Plan (RDSP), make your annual contribution before year-end to take full advantage of the Canada Disability Savings Grants and Bonds.

Be Tax Savvy with your Charitable Giving

To claim a donation tax credit on your 2025 return, donations must be made by December 31. For larger gifts, consider donating non-registered marketable securities that have grown in value so you can also eliminate your tax burden from the capital gain.

Prescribed Rate Loans: Don’t Miss the Deadline

If you’re using a prescribed rate loan for family income splitting, ensure the interest payment is made and received within the first 30 days of 2026. This keeps the strategy compliant and effective.

Need Help Navigating Your Year-End Planning?
We’re here to help you make informed decisions that align with your financial goals. Reach out to us with any questions or to schedule a personalized review. at roxanne@c3wealthadvisors.ca or 780-261-3098.

*note: this article was written prior to the November 4, 2025 Federal Budget release.

Roxanne Arnal is a Certified Financial Planner®, Chartered Life Underwriter®, Certified Health Insurance Specialist, former Optometrist, Professional Corporation President, and practice owner. She is dedicated to empowering individuals and their wealth by helping them make smart financial decisions that bring more joy to their lives.

This article is for information purposes only and is not a replacement for personalized financial planning. Errors and Omissions exempt.

ROXANNE ARNAL,

Optometrist and Certified Financial Planner

Roxanne Arnal graduated from UW School of Optometry in 1995 and is a past-president of the Alberta Association of Optometrists (AAO) and the Canadian Association of Optometry Students (CAOS). She subsequently built a thriving optometric practice in rural Alberta.

Roxanne took the decision in 2012 to leave optometry and become a financial planning professional. She now focuses on providing services to Optometrists with a plan to parlay her unique expertise to help optometric practices and their families across the country meet their goals through astute financial planning and decision making.

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The Human Equation in Optometry: OSI’s Vision for Independent Clinics

Dr. Meenal Agarwal on Mental Health

For OSI Member and podcast host Dr. Meenal Agarwal, the profession’s limited focus on stress management and high-pressure decision making has become a critical gap. Through her program Uncover Your Eyes, she argues that mental health is not a private concern to be managed outside the clinic, but a clinical strength that shapes daily interactions with patients and staff.

“I want ODs to embrace mental health as part of professional excellence,” she says. “That means self-advocacy, boundary-setting, and emotional literacy in clinic routines. Sensitivity isn’t a weakness; it’s a clinical strength.”

She points out that optometrists who overlook their own mental state risk burnout and poor communication. Research on stress and cognition supports the link—when an OD carries unacknowledged strain into an exam room, it can alter their ability to listen and weigh information. Patients sense this, and outcomes suffer.

Uncover Your Eyes insists these skills belong alongside technical training. In a profession where continuing education is dominated by lenses and procedures, Dr. Agarwal makes the case that emotional steadiness is just as central.

Her message has gained traction within the OSI community, where innovation is increasingly defined not only by equipment and technique but by the human side of practice. By framing mental health as part of professional excellence, Dr. Agarwal is pushing optometry to expand its definition of what it means to lead a sustainable practice.

Dr. Hansel Huang on Finding Confidence

If Dr. Agarwal’s work shows how mental health can be taught as a clinical strength, Dr. Hansel Huang’s story illustrates what support looks like at the start of a career. The OSI Member recently shared his journey on Future Focus, a podcast hosted by Dr. Amrit Bilkhu and Dr. Alexa Hecht.

In the episode, Huang speaks candidly about pressures that extend far beyond the exam room: the sting of imposter syndrome, the weight of patient responsibility, and the mental toll of unexpected exam changes such as the NBEO score revisions. Left unchecked, these stresses can compound into isolation and self-doubt.

What shifted his trajectory was connection. Early in practice, OSI Advisor Jas Ryat created space for open conversation and judgment-free problem solving. “Jas was so good, OSI was so good—it was like, yeah, let’s have meetings, let’s talk about it. The fact that there was no judging, just support and resources, was really cool,” Huang recalls. Having that sounding board helped him see that asking questions was not weakness but part of professional growth.

From there, he began to reframe stress as fuel rather than a flaw. On the podcast, Huang described moving from the mindset of doing what he was “supposed to” into a path of self-discovery—eventually becoming a mental health coach as well as an optometrist. He now helps peers turn fear into motivation, combat imposter syndrome, and foster healthier team cultures that value support over pressure.

His evolution from self-doubt to advocate shows how targeted intervention at the right moment can change a career arc, and how these changes ripple outward as the next generation takes on leadership roles.

Lessons Across the Profession

The stories of Dr. Agarwal and Dr. Huang underscore that clinical skill alone does not define success. Their experiences highlight how stress management and empathy shape outcomes just as much as diagnostic accuracy. When viewed through the lens of the profession as a whole, these themes carry meaning for every stage of practice.

For students and new graduates, the message is that true practice readiness extends beyond technical skill. The ability to manage stress and communicate with empathy can shorten the steep learning curve after graduation and build confidence in early patient encounters.For clinic owners, the challenge is balancing multiple roles at once—clinician, employer, business manager. Emotional steadiness becomes a leadership asset, shaping how owners support staff and navigate the financial and strategic decisions that define the long run of a practice. This is where OSI’s resources matter most, offering resilience tools that make the load more manageable—whether through advisor support or targeted education.

For teams and staff, the benefits reach beyond the optometrist. Through initiatives like Uncover Your Eyes and the Future Focus podcast, OSI helps foster a clinic culture that values openness and empathy. When staff feel supported, patient experience improves, and the business as a whole becomes more adaptable.

A Broader Definition of Innovation

Too often, innovation in optometry is equated with the latest technology. OSI takes a wider view: real progress comes from investing in people. Innovation here means shifting from transactional care to transformational care, where the focus extends beyond the exam room into the relationships that sustain independent practice.

Independent practice is a network of relationships—between doctor and patient, owner and staff, clinician and community. OSI positions its members to see these connections as opportunities for growth rather than sources of strain. Patient stress becomes a chance to deepen trust. Leadership load becomes a test of resilience. Decision fatigue signals the need to adopt new ways of working.

By treating these realities as part of clinical life rather than distractions from it, OSI positions its members to adapt early and thrive. The result is a model of support that helps independent optometry stay resilient in a crowded healthcare landscape, and a reminder that the future of the profession depends as much on people as on procedures.

Support as a Standard for Care

Independence has always defined optometry, but connection is what sustains it. The stories of Dr. Agarwal and Dr. Huang show how shared resources and collective insight can turn everyday pressures into opportunities to grow.

For OSI Members, that means putting the network to use—drawing on practice advisors, exploring programs like Uncover Your Eyes, and inviting staff to join the conversation. For non-members, these stories are a window into what OSI offers: a community where independence is supported by shared resources, not carried alone.

Listen to Dr. Agarwal’s Uncover Your Eyes, Dr. Huang on Future Focus, and explore OSI’s resources at opto.com.

At OSI, we help you see further.

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Revenue RX Episode 28: Changing the Narrative from a Sales-Centric Approach

Practice

I’m going to say the quiet part out loud: “selling” happens when knowledge is missing. When we don’t truly understand the patient, the product, or the problem, we reach for superlatives—best, amazing, beautiful—and slide into a transactional script. This episode is about replacing that script with a consultative optician approach that drives revenue through education, trust, and clarity, no pressure required.

I’m not anti-commerce; I’m anti-confusion. Words matter. Labels shape behavior. If the team is called “sales,” the room becomes a sales floor, the interaction becomes a pitch, and success is counted as “How many sales did we get?” Instead, I challenge you to relabel the work to reflect what opticians are trained and ethically bound to do: understand needs, educate, fit, and guide. “Patient Care Coordinator.” “Vision Solutions Specialist.” “Your job is to drive revenue by delivering tailored vision solutions and completing the patient’s vision journey.” Change the words, and you change the mindset—and the outcome.

Here’s the pivot. Stop asking, “Did you get a sale?” Start asking, “Whose vision problems did we solve today?” Shift “We need more add-ons” to “We discover second-pair needs through better questions.” You don’t sell multi-pairs—you uncover lifestyle requirements (office, outdoors, sport, digital). When language honors expertise and service, the experience feels collaborative rather than coercive.

Look at the professional standard: definitions of an optician emphasize education, measurement, fitting, and patient outcomes—not selling. When we drift from that foundation, we default to convincing and persuading. When we return to it, conversation replaces pitch, and informed decisions replace pressure. Patients don’t buy from stores; they buy from people they trust. And trust lives in the presence of knowledge.

So how do you operationalize this?

Lead with discovery. “What brings you in today? What isn’t working with your current pair?” Listen for pain points (weight, slippage, glare, task distance). Write them down; repeat them back. Discovery earns permission to recommend.
Translate features into lived benefits. “This material is lighter, so your bridge will feel easier after eight hours. This coating reduces end-of-day eye strain under LED lighting.” Benefits beat buzzwords—every time.
Guide, don’t push. Offer two or three strong options, then step back. “Try these; tell me how they feel. If you like one, we’ll check how it fits your prescription and lifestyle.”
Name trade-offs honestly. “Progressives take an adaptation period. If that feels tough the first week, we’ll adjust your fit and walk you through it.” Transparency builds credibility.
Empower the decision. “Between these two, which felt more stable on your nose? We can keep it versatile for work and dress it up with sun as a second step.” Ownership reduces regret.
Keep the long game. If today isn’t the day, protect the relationship. Offer cleaning, adjustments, and a note with exact frame/lens details for future reference. Trust compounds.

And when you feel yourself slipping into “sales mode,” notice it and reset. Sales mode sounds like pushing benefits, chasing a close, and talking more than listening. Communication mode sounds like questions, reflection, and options framed around the patient’s words. In communication mode, pressure drops for everyone, and conversion rises—because the recommendation fits.

Language also reframes promotion. “SALE” in giant letters signals commodity and triggers skepticism. Try value-forward language that aligns with care: “Limited-Time Opportunity,” “Bundled Savings,” “Price Break,” or “Seasonal Promotion.” The point isn’t to hide price—it’s to anchor the message in benefit and fit, not hype.

If you’re an owner or manager, equip this mindset with structure:

Define roles around care and outcomes, not quotas. Share margin targets and teach cost of goods so the team understands why pricing guardrails exist.
Train consultative skills: discovery questions, objection framing (“price vs. value”), and clear hand-offs from exam room to dispensary (“Here’s what we found; here’s what will solve it”).
Measure what matters: conversions, multi-pair discovery rates, adaptation success, on-time follow-ups, and five-star reviews that mention education and comfort, not just “deal.”

Here’s the truth at the center of this episode: knowledge creates trust, and trust creates conversion. When your team knows the products, understands the patient, and communicates like advisors, the purchase becomes the natural conclusion—not the goal. If you ask people to “sell,” they’ll act like salespeople. If you ask them to serve, they’ll act like professionals—and revenue follows.

🎧 Call to Action

If this resonates, listen to the full episode of Revenue RX for the exact prompts, phrases, and chair-side flows you can adopt with your team this week. Share it in your next huddle, practice the discovery questions, and watch how the conversation—and your conversions—change.

Joseph Mireault

Joseph Mireault, Optical Entrepreneur, Business Coach, and Published Author.

Joseph was the owner and president at Tru-Valu Optical and EyeWorx for 16 years. During his tenure, he consistently generated a sustainable $500K in annual gross revenue from the dispensary.

He now focuses on the Optical industry, and as a serial entrepreneur brings extensive experience from a variety of different ventures.

Joseph is also a Certified FocalPoint Business Coach and looks to work directly with ECPs in achieving their goals.

Through his current endeavour, the (Revenue RX, Optical Retail Wins podcast) he shares the challenges and solutions of running an Optical business.

His insights are shared with optical business owners aspiring for greater success in his new book, “An Entrepreneur’s Eye Care Odyssey: The Path to Optical Retail Success.”

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Your Ultimate Guide to Dexscreener for Efficient Trading

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Your Ultimate Guide to Dexscreener for Efficient Trading

Содержание

Understanding Dexscreener and Its Importance
Key Features of Dexscreener
How to Effectively Use Dexscreener Tools
Comparative Analysis: Dexscreener vs Other DEX Scanners
User Testimonials and Success Stories

The Dexscreener platform stands out in the rapidly evolving world of decentralized crypto trading, offering tools that enhance trading efficiency and decision-making.

Understanding Dexscreener and Its Importance

In the realm of decentralized exchanges, having a reliable scanner is crucial for traders looking to maximize their profits. Dexscreener provides real-time analytics and insights into various transactions occurring across multiple DEXs. Its user-friendly interface and advanced features allow both novice and experienced traders to navigate the complex world of cryptocurrency trading with ease.

Key Features of Dexscreener

Dexscreener boasts an array of features that enhance the user experience. These include live price tracking, chart analysis, and alerts for specific trading pairs. With Dexscreener, traders can access essential tools that simplify their decision-making process.

Real-time price updates and changes
Detailed chart analysis capabilities
Customizable alert system for price fluctuations
Cross-platform accessibility from any device

How to Effectively Use Dexscreener Tools

Getting the most out of Dexscreener involves understanding how to leverage its powerful tools. For instance, traders can set alerts for specific conditions or use the charting tools to analyze past trends and anticipate future movements. This proactive approach can significantly enhance profitability.

Comparative Analysis: Dexscreener vs Other DEX Scanners

When compared to other DEX scanners, Dexscreener offers unique advantages that set it apart. While many platforms provide basic features, Dexscreener’s depth in analytics and customization options create a more comprehensive trading environment. For those seeking an edge in trading, opting for Dexscreener over its competitors can be a strategic move.

User Testimonials and Success Stories

Many traders have shared success stories stemming from their use of Dexscreener. Whether it was catching a sudden price spike or utilizing the alert features effectively, testimonials highlight how Dexscreener has become an integral tool for maximizing trading potential. Users express appreciation for how the platform has streamlined their trading experience.

Conclusion and Future of Dexscreener

As the cryptocurrency landscape continues to evolve, tools like Dexscreener will become increasingly important. The ability to make informed decisions quickly can mean the difference between profit and loss. By constantly updating its features and ensuring user satisfaction, Dexscreener is likely to maintain its position as a top choice among traders.

Feature	Dexscreener	Other DEX Scanners
Real-time Analytics	Yes	Limited
Charting Tools	Advanced	Basic
Custom Alerts	Flexible	Standard
User Interface	Intuitive	Complicated
Cross-Platform Access	Yes	No

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Boost Your Trading with Dexscreener: An In-Depth Analysis

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Boost Your Trading with Dexscreener: An In-Depth Analysis

Содержание

Unique Features of Dexscreener
Why Choose a Dex Scanner?
Getting Started with Dexscreener
How Dexscreener Enhances Trading
Success Stories of Traders

In the fast-paced world of cryptocurrency trading, utilizing an effective tool is essential. The dex screener download provides traders with insights and analytics that can significantly improve their trading decisions.

Unique Features of Dexscreener

Dexscreener stands out in the growing market of decentralized trading tools. Its robust features, such as real-time data monitoring and advanced charting options, allow traders to make informed choices quickly. This tool emphasizes user experience and effectiveness, ensuring traders get the most out of their analyses.

Why Choose a Dex Scanner?

A dex scanner brings a plethora of benefits to traders looking to navigate the decentralized exchange landscape. The major advantages include:

Real-time price tracking
Alert systems for significant market changes
Customizable charts for specific trading needs
Access to a variety of tokens and coins

These features help traders find potential profitable trades and react instantly to market shifts. By choosing a dex scanner like Dexscreener, you enhance your capacity to capitalize on emerging trends.

Getting Started with Dexscreener

Setting up Dexscreener is a straightforward process. First, you need to create an account on their website. Once registered, you can customize your dashboard to tailor it to your trading strategy. The integration of multiple exchange data streams provides a comprehensive overview of the markets.

How Dexscreener Enhances Trading

Utilizing Dexscreener tools gives traders a competitive edge. Features such as limit order tracking and historical data analysis allow for better decision-making. Moreover, traders can utilize features like setting up alerts for price changes or volume spikes, which can indicate potential trading opportunities.

Success Stories of Traders

Many traders have experienced success by using Dexscreener. One case involves a day trader who, leveraging Dexscreener’s real-time data, managed to increase his profits by 30% in just one month. Tales of successful trades inspired by Dexscreener tools illustrate the effectiveness of using this dex scanner.

Comparative Advantages Over Other Tools

When it comes to analyzing decentralized exchanges, Dexscreener outperforms several competitors. Here’s a comparative look at how Dexscreener stacks against other popular tools:

Feature	Dexscreener	Competitor A
Real-Time Data Tracking	Yes	Limited
Custom Alerts	Yes	No
Token Variety	Extensive	Moderate
User-friendly Interface	Highly Rated	Average
Integration Capability	Multiple Exchanges	Limited to One

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Active Rhino Casino Promotions for Regular and VIP Players in 2024

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Exciting Offers for Every Player at Rhino Casino

In 2024, rhino casino continues to raise the bar with exceptional promotions tailored for both regular and VIP players. Whether you are just starting or have already climbed the VIP ranks, the casino’s promotional scheme is designed to enhance your gaming experience and maximise your winning potential.

The platform’s diverse range of offers rewards player loyalty and engagement, ensuring everyone enjoys added value on every visit. From generous welcome bonuses to exclusive VIP perks, Rhino Casino is committed to providing ongoing incentives that cater to various levels of play.

Promotions Tailored for Regular Players

Regular players at Rhino Casino benefit from straightforward yet rewarding promotions that keep gameplay exciting and profitable throughout the year. These promotions include:

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Free Spins: Opportunities to win without wagering your own money on selected slots.
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VIP Program Benefits

The VIP experience at Rhino Casino is crafted to reward the most loyal players with exclusive privileges. The VIP scheme is tiered, offering increasing benefits as you climb higher:

VIP Tier	Key Benefits
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Beyond standard bonuses, VIP players enjoy faster withdrawal times, customised offers, and priority customer support, significantly enhancing their overall casino experience.

How to Maximise Your Promotions at Rhino Casino

To get the most from Rhino Casino’s promotions, consider the following tips:

Regularly check the promotions page for new and limited-time offers.
Join the VIP programme as early as possible to start benefiting from exclusive rewards.
Carefully read the terms and conditions to understand wagering requirements and eligibility.
Participate actively in tournaments to multiply your chances of winning real cash and prizes.

Frequently Asked Questions (FAQ)

Q1: Are Rhino Casino promotions available to all players?
Yes, Rhino Casino offers promotions to both new and existing players, with specific rewards for their VIP members.

Q2: How do I become a VIP player at Rhino Casino?
VIP status is usually granted based on your gameplay volume and loyalty. Frequent deposits and wagers accelerate your progression.

Q3: Can I use bonuses on all casino games?
Most bonuses apply to a wide range of games, but some restrictions may apply. Always check the terms associated with each promotion.

Q4: How often are new promotions launched?
Rhino Casino updates its promotions frequently, including weekly and seasonal offers to keep gameplay engaging.

Q5: Are there wagering requirements on promotions?
Yes, most bonuses come with wagering requirements that need to be fulfilled before withdrawal is possible.

Rhino Casino remains a leading choice for UK players looking for a blend of rewarding promotions and excellent gaming conditions throughout 2024. Take advantage of these offers to increase your winning opportunities and enjoy a superior online casino experience.

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Profitez du bonus de bienvenue exceptionnel chez Malina Casino aujourd’hui

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Découvrez l’offre exclusive de Malina Casino

Malina Casino se distingue parmi les plateformes de jeux en ligne grâce à son bonus de bienvenue exceptionnel. Pour tous les nouveaux joueurs, ce casino en ligne propose une opportunité rare de maximiser leurs chances dès leur inscription. En visitant https://casinomalinas.com, vous accédez directement à cette offre attractive qui saura séduire aussi bien les novices que les joueurs expérimentés.

Ce bonus de bienvenue permet de bénéficier d’un capital de départ augmenté, offrant ainsi plus de liberté pour explorer l’immense catalogue de jeux du site. Slots, jeux de table, et live casino sont tous accessibles avec des conditions avantageuses, vous garantissant une expérience optimale.

Comment obtenir le bonus de bienvenue ?

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Avantages du bonus de bienvenue Malina Casino

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Tableau récapitulatif du bonus de bienvenue

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Dépôt minimum	20 €
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Ce tableau vous donne une vue d’ensemble rapide des principales caractéristiques du bonus.

FAQ – Questions fréquentes sur le bonus de bienvenue Malina Casino

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Profitez dès aujourd’hui de cette offre exceptionnelle sur Malina Casino et maximisez vos chances de gains avec un capital de départ boosté. Une expérience ludique, sécurisée et enrichissante vous attend !

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Seeing with the Heart: The Power of Giving Back

Human Resources

Jade Bodzasy EyeCare Business Canada article on The Power of Giving Back two happy people interacting

Precision and clinical skill may restore sight, but it is compassion that deepens connection.

Beyond the technical skill of prescribing lenses or diagnosing ocular conditions lies an equally powerful human responsibility: practicing emotional intelligence (EQ).

One of the most meaningful ways Emotional Intelligence (EQ) comes to life in eye care is through charitable action. Whether it’s offering free screenings at community events, donating glasses to underserved populations, or contributing time and expertise to global outreach missions, being charitable is more than an act of goodwill, it’s a direct reflection of emotionally intelligent leadership.

The Connection Between EQ and Charitable Practice

At its core, EQ is about recognizing and managing our own emotions, understanding the emotions of others, and building positive, meaningful connections. Charitable practice naturally strengthens each of these dimensions:

Self-Awareness: By stepping into charitable roles, professionals often reflect on their own privileges and resources. This awareness deepens gratitude, helping them reconnect with the purpose behind their work.
Self-Management: Charity frequently requires patience, adaptability, and humility. Eye care professionals may work in less-than-ideal conditions, manage limited resources, or adjust communication styles with diverse populations. These experiences enhance resilience and composure.
Social Awareness: Charitable action shines a spotlight on the needs, struggles, and aspirations of individuals who may otherwise be invisible in daily practice. This cultivates empathy and sensitivity, key skills for every eye care leader.
Relationship Management: Acts of giving strengthen trust with patients, colleagues, and the broader community. When professionals are seen as caring beyond profit, they create bonds that last well beyond a single appointment.

Charitable Work Builds Trust and Loyalty

Demonstrating generosity, whether through pro bono services or community sponsorship, communicates integrity and compassion. Patients who witness charitable commitment often develop a stronger sense of loyalty, choosing to remain with practices that align with their values.

Reducing Burnout and Increasing Meaning

Eye care can be demanding. Long hours, administrative pressures, and clinical challenges often take a toll on professionals’ mental well-being. Charitable initiatives act as a counterbalance by reconnecting practitioners with the human side of their work. For professionals, this renewed sense of purpose directly contributes to resilience and job satisfaction.

Strengthening Team Dynamics

Employees bond over the collective purpose of helping others, often breaking down workplace hierarchies in the process. This unity carries back into daily operations, improving communication and morale. EQ in action here means cultivating a workplace culture rooted in empathy, shared values, and service.

Expanding Professional Influence

Charitable acts position eye care professionals as leaders not only in medicine but also in community well-being. It demonstrates to future generations of practitioners that technical skill and emotional intelligence are inseparable in shaping what true leadership looks like.

Curious about Emotional Intelligence and how it can support your team?

Hi, I’m Jade Bodzasy, an Emotional Intelligence Facilitator based in Kingston, ON.

I love collaborating with business owners who care about creating workplaces where people can:

Enjoy their work again: with less stress, tension, and miscommunication.
Evolve into emotionally intelligent leaders: who inspire, engage, and bring out the best in others.
Earn more together: by keeping great people, building stronger client relationships, and fostering a culture where everyone thrives.

When teams grow in EQ, it shows up in everyday interactions: smoother collaboration, clearer communication, stronger leadership, and a more positive workplace climate.

If this resonates with you, I’d love to connect and learn more about your team:
www.emotionalintelligenceconsultinginc.com

Jade Bodzasy

Jade Bodzasy, Founder of Emotional Intelligence Consulting Inc., is a dedicated Coach and Consultant for Optometric Practices. Her extensive background includes over 20,000 hours of expertise focused on customer relations, work structure refinement, training method development, and fostering improved work culture within Optometric practices.

Certified in Rational Emotive Behavior Techniques (REBT), Jade possesses a unique skillset that empowers individuals to gain profound insights into the origins of their behaviors, as well as those of others. Leveraging her certification, she equips optometry practices with invaluable resources and expert guidance to establish and sustain a positive, healthful, and productive work environment.

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The Rural Advantage: Lessons from Dr. Amal Ahmed on Future Focus

sponsor, Sponsored Posts

OSI Group sponsored post- woman in front of a pond

For optometry students and recent grads, the default path can seem overwhelmingly urban. Big cities promise visibility and fast access to technology, but they also draw the same patients—and the same competition.

It’s a topic explored in depth on Future Focus. Sponsored by OSI Group, the podcast introduces students and new grads to the real-world decisions that shape a career in optometry. Each episode features candid conversations with practicing optometrists and offers practical insights on ownership, clinical growth, and finding your place in the profession.

In Episode 09, hosts Dr. Amrit Bilkhu and Dr. Alexa Hecht chat with OSI Member Dr. Amal Ahmed, owner of Beaumont Eye Clinic, about her journey from associate to practice owner in a thriving rural community.

Speaking candidly with the hosts, she reflects, “I didn’t want to open in a big city. There’s too much competition. When I found a practice in a growing community, I didn’t have to worry about saturation.”

The conversation surfaces key takeaways for young ODs: rural settings can speed the move into ownership and widen clinical scope, while also grounding a practice in relationships that grow deeper over time.

From Saturation to Opportunity

After completing her optometry training in the United Kingdom, Dr. Ahmed returned to Edmonton with plans to launch her career. Instead of opportunity, she found saturation. The city’s optical landscape was crowded, and every possible location already seemed spoken for.

Rather than force her way into a dense market, she began looking just beyond it—and discovered the Beaumont Eye Clinic. As an OSI Group member clinic, Beaumont offered not only a strong patient base but also access to the group’s shared resources, supplier programs, and professional network. Located 20 minutes outside Edmonton, the practice was well-established, with decades of patient records and a loyal base. It wasn’t flashy, but it offered a foundation she could build on.

Nurturing an Established Base

For more than three decades, the Beaumont Eye Clinic was guided by Dr. Bruce Mann, whose steady presence made the practice a fixture in the community. His reputation and long-standing relationships with patients meant that when Dr. Amal Ahmed stepped in, she inherited a history of trust. That foundation became the bedrock on which she could shape the next chapter.

The transition was handled with care. Dr. Mann remained on-site for a full year after the sale, a decision that reassured patients and allowed Dr. Ahmed to build familiarity without disrupting the rhythm of care. Patients could continue to see the doctor they had known while gradually getting to know the new one. For Dr. Ahmed, the overlap offered a rare chance to ease into ownership, observing the practice’s routines and listening to patients before deciding how to leave her mark.

Once those relationships felt secure, she began to introduce changes. The clinic’s layout was improved, new instrumentation added, and the office refreshed in stages. Each adjustment was paced to strengthen what patients already valued. The result was not a break from the past but a continuity—an evolution that honoured Dr. Mann’s legacy while positioning the clinic for the future.

Why Rural Practice Works

What Dr. Ahmed didn’t fully anticipate was how much rural practice would accelerate her professional growth.

In Beaumont, she took on more complex cases and became a trusted collaborator in the town’s healthcare network. With fewer specialists nearby, her scope expanded—sometimes out of necessity, sometimes out of trust.

She notes, “If you invest in rural communities, they invest back in you. My business has grown four to five times in three years, mostly through word of mouth.”

Financially, the advantages of owning property and operating with lower overhead gave her freedom to shape the business on her terms. Decisions could be made quickly, and new ideas tried without bureaucracy.

And on the human side, patients returned year after year, often bringing children or parents—creating long-term relationships that urban practices sometimes struggle to maintain.

Building a Specialty, Patient by Patient

Dr. Ahmed also saw opportunity in specialty care, especially for patients with dry eye disease. Instead of introducing high-tech solutions right away, she focused on creating demand before any major purchases. Educate first, invest second.

She began by offering test treatments and hosting information nights to give patients time to understand the service. By the time she introduced intense pulsed light (IPL) treatments, her patient base was ready.

“I didn’t just jump in with new technology,” she explains. “I took a year to build relationships, educate patients, and create a waitlist.”

Advice for Students and New Grads

For those still mapping out their next step, Dr. Ahmed recommends starting early—even if ownership feels far off.

She says, “Buying a practice could be a quick process or a slow one. Build the relationships right when you come out of school. Ask the right questions.”

That might mean reaching out to a clinic owner in a town you’ve never considered. It could mean shadowing someone over reading week or taking a short-term locum in a place that seems quiet on paper but turns out to be full of promise.

Indeed, not every clinic will be the right fit and not every small town will have a practice for sale immediately. Waiting in a big city, however, can mean standing in line for years. Simply put, the more open-minded you are about where and how you begin, the greater your chances of building momentum early.

“Get your foot in the door,” she advises. “Start the conversation early.”

For OSI Members and students ready to act on this advice, the Vision Entrepreneur program turns early conversations into a concrete plan. It connects future owners with mentorship, training, and tools to make the move to ownership less daunting and more deliberate.

Get the Full Story

Dr. Ahmed’s journey shows that career success in optometry doesn’t follow a fixed path. It can mean choosing what others overlook or moving slowly but with intention—especially when the long game leads to deeper roots, broader scope, and a business you can shape on your own terms.

Catch the full conversation and explore more OSI-sponsored stories like it here.

Curious about your own path? Talk to an OSI Practice Advisor or learn more about the Vision Entrepreneur program at www.opto.com or info@opto.com.

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Revenue RX Episode 27: Tariffs Loom Over the Optical Industry

Practice, Revenue RX

I’ll level with you: closing your eyes and hoping tariffs “blow over” isn’t a strategy. In this episode of Revenue RX, I unpack what tariffs really are, why they’re back in the headlines, and—most importantly—how they ripple through frame and lens costs, margins, patient behavior, and your day-to-day operations. I’m not here to debate politics. I’m here to help optical owners protect the bottom line, steady the team, and keep patients saying “yes,” even when prices are under pressure.

Tariffs 101—Why They Exist and Why You’re Feeling Them

A tariff is simply a tax on imported goods. Governments use them to shield domestic industries, raise revenue, and gain leverage in trade talks. That’s the theory. On the ground, we feel it as higher landed costs, tighter selection, and, sometimes, slower supply chains. There are upsides (support for local manufacturing, potential job protection) and downsides (consumer price hikes, retaliation, and innovation slowdowns). In the episode, I translate this macro picture into what it actually means for an optical dispensary that lives and breathes frames, lenses, service, and trust.

How Tariffs Hit an Optical Store—Directly and Indirectly

First, the obvious: when tariffs land on imported frames or lens components, your cost base goes up. You either pass it along (risking price sensitivity) or absorb it (compressing margins). But the second-order effects matter just as much: some suppliers trim assortments; shipping windows wobble; and patients, feeling the pinch across groceries and gas, start delaying purchases, trading down, or shopping online “just to compare.” If you treat this like a one-lever pricing problem, you’ll lose ground. Treat it like a full-stack business problem—sourcing, pricing, merchandising, communication, and care—and you’ll stay ahead.

Owner Playbook—Practical Moves You Can Control

I walk through a set of proactive levers you can pull right now:

Diversify sourcing. Add secondary vendors, consider tariff-free/low-tariff geographies, and explore private-label where it makes sense. Partner tighter with local labs and any viable domestic frame makers to stabilize turn times.
Tighten assortment. Double down on proven sellers, trim low-velocity fashion risks, and keep a clean good–better–best spread that supports step-ups without sticker shock.
Reframe pricing. Use transparent menus, bundle frame + lens packages, and create time-bounded offers that build urgency without training patients to wait forever. Give your team guardrails for discretionary flexibility.
Smooth the path to “yes.” Offer financing or installment options, leverage loyalty perks, and keep repairs/adjustments/cleanings complimentary and visible. Value isn’t only price—it’s confidence and convenience.
Pre-buy with intent. Where feasible and cash-flow allows, buy ahead of known increases, then pace replenishment to protect working capital. Coordinate closely with vendors to avoid dead inventory.

Winning the Patient Conversation During Price Pressure

Tariffs are macro; conversion is micro. That means your chair-side and board-side communication matter more than ever. Lead with discovery (lifestyle, work, hobbies), translate features into lived benefits (comfort, clarity, durability, eye health), and position step-ups as problem solvers, not splurges. If a patient is price-sensitive today, keep the relationship warm: second-pair plans, future-dated promos, and a service experience that feels like you’re on their side. Empathy is a strategy. When people feel understood, they’re more likely to buy—and to come back.

What Your Customers Are Quietly Navigating

Your patients are juggling rising costs and uncertainty. Expect more comparison shopping, longer decision cycles, and a tilt toward essentials. Some will reuse frames and swap only lenses. Others will wait for sales or move to private-label. In the episode, I outline how to meet each mindset: present right-sized solutions, spotlight durable value, and keep premium options within reach through phased upgrades and financing. The goal isn’t to “win the argument”—it’s to win trust and make a responsible recommendation that fits today, with a path to “next.”

Leading the Team Through Tariff Turbulence

Conversion is a team sport. Share margin targets and cost realities so pricing decisions aren’t guesswork. Stop micro-managing and give clear autonomy within rules. Train consultative skills and objection handling (“value vs. price” pivots, time-bound incentives, and confident hand-offs from exam room to dispensary). Equip the team with the right product mix, the right talking points, and the right tools—then recognize wins publicly so the culture tilts toward proactive problem-solving.

My Bottom Line

Tariffs aren’t a reason to stall. They’re a reason to tighten your playbook. Source smarter. Price with clarity. Merchandise for decisions. Communicate with empathy. And enable your team to lead. Do that, and you’ll protect margins, retain patients, and come out stronger on the other side.

Joseph Mireault

Joseph Mireault, Optical Entrepreneur, Business Coach, and Published Author.

Joseph was the owner and president at Tru-Valu Optical and EyeWorx for 16 years. During his tenure, he consistently generated a sustainable $500K in annual gross revenue from the dispensary.

He now focuses on the Optical industry, and as a serial entrepreneur brings extensive experience from a variety of different ventures.

Joseph is also a Certified FocalPoint Business Coach and looks to work directly with ECPs in achieving their goals.

Through his current endeavour, the (Revenue RX, Optical Retail Wins podcast) he shares the challenges and solutions of running an Optical business.

His insights are shared with optical business owners aspiring for greater success in his new book, “An Entrepreneur’s Eye Care Odyssey: The Path to Optical Retail Success.”

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